Claims Against Uninsured Drivers in Bangor

If you were injured in a road traffic accident caused by an uninsured driver, you may still be entitled to compensation. Our solicitors provide clear advice and guide you through the legal process step by step, with no upfront costs to begin your claim.

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What Is a Claim Against an Uninsured Driver?

A claim against an uninsured driver arises when you are injured in a road traffic accident and the driver responsible does not have valid motor insurance at the time of the collision.

In Bangor, compensation in these situations may be pursued through the Motor Insurers’ Bureau (MIB). The MIB exists to compensate victims of accidents caused by uninsured or untraced drivers when insurance is not available.

You may still be able to make a claim even if:

The other driver admitted they had no insurance

The insurance policy had lapsed

The vehicle was not legally insured

The driver was using the vehicle unlawfully

Who Can Make a Claim Against an Uninsured Driver?

You may be entitled to compensation if you were injured as:

A driver

A passenger

A pedestrian

A cyclist

A motorcyclist

Common Injuries in Uninsured Driver Accidents

Accidents involving uninsured drivers can result in the same injuries as any other road traffic collision.

Common injuries include:

Whiplash

Neck and back injuries

Soft tissue damage

Broken bones

Head injuries or concussion

Psychological trauma or anxiety

What Can You Claim Compensation For?

You may be able to claim compensation for:

Pain and suffering

Medical treatment and prescriptions

Physiotherapy or rehabilitation

Loss of earnings

Travel expenses

Ongoing treatment or future care

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How to Make a Claims Against Uninsured Drivers in 3 Simple Steps

Step 1

Fill in our quick online form with your contact details and a brief summary of what happened.

Step 2

One of our solicitors will call you for a free consultation at a convenient time.

Step 3

We’ll provide a no-obligation assessment and advise you on the next steps in your claim.

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If you're uncertain whether your injury qualifies for compensation, do not worry. Many of our clients felt the same way before reaching out. Our legal experts will listen, evaluate your situation, and offer clear next steps.

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Why Choose Us for a Hit & Run Accident Claim?

No Upfront Costs to Begin Your Uninsured Driver Claim

You can begin your uninsured driver claim without paying legal fees at the outset. Our team will review the details of your accident and explain your options clearly before your claim moves forward.

Direct Access to a Solicitor for Your Uninsured Driver Case

You will deal directly with an experienced solicitor who understands uninsured driver claims and road traffic accident cases in Bangor and can answer your questions throughout the process.

Local Legal Support Across Bangor

With offices in Belfast and Derry / Londonderry, we provide trusted legal support to clients across Bangor who have been injured in accidents involving uninsured drivers. Our team understands the local courts, insurers, and legal procedures involved in these claims.

Experience Handling Motor Insurers’ Bureau (MIB) Claims

If the driver responsible for the accident does not have valid insurance, you may still be able to claim compensation through the Motor Insurers’ Bureau (MIB). Our solicitors regularly assist clients across Bangor with these claims and guide them through the process.

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More than 100 five-star reviews reflect the confidence our clients have in us. From the first consultation to final settlement, we deliver responsive, reliable legal support that puts clients first.

Frequently Asked Questions

About Claims Against Uninsured Drivers in Bangor

hat is a claim against an uninsured driver?

A claim against an uninsured driver may arise when you are injured in a road traffic accident caused by a driver who does not have valid motor insurance.

Can I still make a claim if the other driver was uninsured?

Yes. Even if the responsible driver does not have insurance, there may still be options available to pursue compensation through the appropriate claims process.

What should I do if I am involved in an accident with an uninsured driver?

You should seek medical attention, report the incident to the police, gather any witness details, and record information about the vehicle and driver involved.

What types of injuries can be included in a claim?

Claims may involve injuries such as whiplash, fractures, head injuries, soft tissue injuries, and other physical or psychological harm caused by the accident.

What evidence is needed for a claim against an uninsured driver?

Evidence may include police reports, photographs from the accident scene, witness statements, medical records, and any available details about the uninsured driver or vehicle.

Can passengers also make a claim if the driver was uninsured?

Yes. Passengers injured in accidents involving uninsured drivers may still be able to pursue compensation for their injuries.

What happens if the uninsured driver cannot be identified?

In some cases, claims may still be possible even if the driver cannot be identified, particularly if the incident was reported and evidence is available.

How long do I have to begin a claim in Bangor?

In most cases, personal injury claims must be started within three years from the date of the accident.

What does “No Win No Fee” mean in Bangor?

In some situations, claims may be handled under a conditional fee agreement often referred to as “No Win No Fee.” This generally means you may not have to pay legal fees if your claim is unsuccessful. Your solicitor will explain the fee arrangements clearly before your case begins.

How do I start a claim against an uninsured driver?

You can begin by contacting a solicitor who will review the circumstances of the accident, explain your legal options, and guide you through the claims process.

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